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GTT
General Theory of Trust. Mathematical models for credit risk assessment across languages, cultures, and jurisdictions.
Current Versionv1.8Published November 2023
GTT (General Theory of Trust) provides mathematical models for credit risk assessment that work across languages, cultures, and jurisdictions. It is the theoretical foundation for alternative credit scoring in underserved markets where traditional credit bureau data is unavailable or insufficient.
The framework introduces novel approaches to trust quantification using behavioral signals, social attestation, and economic game theory. GTT models are designed to be interpretable, fair, and compliant with emerging AI governance standards.
Key Innovations
- • Cross-cultural trust metrics that account for cultural context
- • Behavioral signal integration from 2,400+ languages
- • Mathematical fairness constraints for algorithmic equity
- • Recursive trust models for network-based attestation