The Fresh Protocol

A Better Consensus

The first open composable, compatible, and compliant cross-chain distributed ledger powering an inclusive, borderless credit scoring protocol.

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FreshCredit® is a financial technology company, not a bank. Banking services will be provided by a regulated member of the FDIC to be announced at a later date.

    Patent The Fresh Protocol

    The Fresh Protocol is a DPOS delegated proof-of-stake consensus protocol is the core mechanism of the FreshCredit® network, defining the way nodes reach consensus about the state of the ledger.

    FRESH Cryptocurrency

    Based on the Fresh Protocol proof-of-stake consensus protocol, ada is one of the most respected cryptocurrencies, and has one of the highest market capitalizations.

    FreshCredit® Block Explorer

    The FreshCredit® block explorer allows users to see information about the latest transactions. Searches can be made on addresses, transactions, epochs, and slots on the FreshCredit® network.

    FreshCredit® Wallet

    FreshCredit® Wallet is FreshCredit's official desktop wallet for FreshCredit® and the ada cryptocurrency. It is a full-function desktop wallet available on Windows, Mac, and Linux.

    Paper Wallets

    The introduction of paper wallets in FreshCredit® provides users with a safe offline 'cold' storage option for ada, making it easy to store and receive ada offline.

    Faster Blockchain Sync

    FreshCredit® SL 1.3 included enhancements to speed up syncing of the blockchain. Tests have shown wallet syncing occurring between 1.5 and 4 times faster, depending on the network environment.

    Optimized Block Storage

    More efficient storage improves performance for operations that use locally stored blockchain data, especially wallet restoration and blockchain synchronization.

    FreshCredit® Testnet

    The FreshCredit® testnet is a free-to-use blockchain that is designed for testing purposes. It runs code that is the latest FreshCredit® release version.

    Integrate Nix Tooling

    The introduction of Nix tooling into the internal development processes of FreshCredit® has allowed the DevOps team to create more robust deployment pipelines.

    Commit Visualization

    Medusa is a 3D graphical tool that shows the history of FreshCredit® software development by plotting changes to GitHub files as they happen, allowing users to explore activity in the code base.
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    COMPOSABILITY
    The importance of composability is the ability to adapt to changing market regulations and the needs of the public to remain compliant with the constantly shifting landscape.
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    INTEROPERABLITY
    Often confused with bridge networks interoperable networks are cohesive, efficient, and compatible networks that are able to communicate securely without involving third parties.
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    SECURITY
    Shared network security is similar to centralized cloud-based networks like AWS and Azure where security is standardized but the users have full control of the server allowing them to build with less risk.
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    SCALABILITY
    A single parachain can have 100 parachains that each have 100 parachains and so on. Utilizing 4 parachains, the network could theoretically transact 100,000,000 TPS... but why? lol
    COMING SOON
    BlockID® Dynamic NFT

    The BlockID is the data management protocol layer of tokenizing data.

    The BlockID is an dNFT “credit report” that maps a specific user behavior in one ecosystem and can transfer this to another ecosystem providing a multitude of benefits not currently available in traditional platforms. Utilizing an NFT would be the ideal asset class that stores unique user data and creates the ability to flow through to an entirely new ecosystem as a uniquely valued ecosystem participant.

    Learn how we collect and use your information by visiting our Privacy Policy›

     

    FreshCredit® is a financial technology company, not a bank. Banking services will be provided by a regulated member of the FDIC to be announced at a later date.

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    COMING SOON
    The BlockScore® Protocol

    Generate your BlockScore to help build a fair and compliant global credit scoring protocol.

    The BlockScore is a metric of consumers’ or business’s creditworthiness. This decentralized score is similar to FICO or VantageScore score, but with updated models including but not limited to social connections, digital assets, financial behavior, employment, and verified personal or business complaints.

    Learn how we collect and use your information by visiting our Privacy Policy›

     

    FreshCredit® is a financial technology company, not a bank. Banking services will be provided by a regulated member of the FDIC to be announced at a later date.

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    COMING SOON
    The BlockIQ® DAO

    Tokenizing bigdata with BlockIQ. The data asset monetization protocol.

    The BlockIQ is a fair compliant flexible autonomous protocols system for reporting, disputing, current and historical debt obligations that are tied to a user’s BlockID. This is the value generating layer of the ecosystem, establishing a robust decentralized network to support the open-source software.

    Learn how we collect and use your information by visiting our Privacy Policy›

     

    FreshCredit® is a financial technology company, not a bank. Banking services will be provided by a regulated member of the FDIC to be announced at a later date.

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    Trusted Globally

    Empower Your Team Using Blockchain Credit Data
    LEARN MORE

    Frequently asked questions. Feel free to contact us for help.

    Learn how we collect and use your information by visiting our Privacy Policy›

     

    FreshCredit® is a financial technology company, not a bank. Banking services will be provided by a regulated member of the FDIC to be announced at a later date.

    YES

    According to legal regulations in the US and other countries, a creditor must consider your BlockScore™ credit report upon your request, according to the US Equal Credit Opportunity Act.